Small-Business (BOP)

4 steps to buy business insurance 

  • Assess your risks. 

  • Find a licensed agent. Commercial insurance agents can help you find policies that match your business needs.

  • Shop around. Prices and benefits can vary significantly

  • Re-assess every year. As your business grows, so do your liabilities



International Medical

  • IMG® offers travel insurance that protects your health, trip costs and travel expenses

  • Ideal for Expats, Global Citizens Exchange Students & Scholars, Vacationers, Relatives Visiting from Overseas, People Going on Cruises, Safaris or Guided Tours, Business Travelers

  • Travelers embarking on other trips such as organized tours, working holiday schemes, mission trips, and cruises may also be required to purchase coverage.

Travel Insurance

  • Trip cancellation

  • Trip delay

  • Trip interruption

  • Baggage and personal effects

  • Emergency medical evacuation

  • Accident and sickness medical expenses

  • Protect your trip, travel expenses, & health

  • Coverage for additional kennel fees caused by a travel delay.

  •  24-hour emergency assistance services with

Medicare & Medigap

  • Original Medicare (Parts A & B) doesn't cover everything — and it isn't free. Private insurers offer additional coverage to meet a wide range of needs. 

  • Medicare Advantage (Part C) 

  • Medicare supplement (Medigap)  

  • Medicare prescription drug
    (Part D)     

  • Special Needs (SNP)

  • Medicare Part A, Part B and Part D may charge premium penalties if you miss your initial enrollment dates, unless you qualify for a Medicare Special Enrollment Period.

Short-Term Health

  • Budget-friendly short-term plans that bridge a gap in health coverage:

  • Empowering health coverage at every life turn.

  • Flexible plans for your evolving needs.

  • Quick and hassle-free enrollment process

  • Access to a broad range of healthcare plans

  • Insurance to fit your lifestyle

  • Alternatives to COBRA, Economical Options, Bridge gaps in coverage, College Student

Supplemental

United Healthcare®

  • Hospital and Doctor Fixed Indemnity insurance pays set cash benefit amounts for covered expenses.

  • Dental insurance covers cleanings and X-rays that may head off more expensive problems.

  • Vision insurance provides routine eye exams, access to discounts for vision laser surgery, and the choice of coverage for eyeglass lenses and frames.

  • Accident insurance helps with those medical expenses you don’t see coming.